Disclaimer

These materials have been prepared by Pinney, Payne, for informational purposes only and do not constitute legal advice. Transmission and receipt of these materials does not constitute an attorney client relationship. There is no attorney client relationship between you and Pinney Payne and any of its attorneys unless or until (i) you have sought to retain us; (ii) we have had an opportunity to check and clear any conflicts; and (iii) you have received a letter from us confirming and accepting the retention. Until Pinney Payne has accepted the retention, any correspondence with us, including email, may not be treated as privileged or confidential.

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REVISED 6/30/03